Дипломная работа: Анализ кредитной деятельности банка (на примере ПАО "Сбербанк России")

Внимание! Если размещение файла нарушает Ваши авторские права, то обязательно сообщите нам
43
        
%.        
      
          



  8).
Рисунок 8 - Просроченная задолженность по кредитам в
корпоративном кредитном портфеле
  
       
  
    5,6   
            

  
        
     
       
1128
1676
1749
1844
4,4
2,8
3,8
4,3
0
200
400
600
800
1000
1200
1400
1600
1800
2000
2014 2015 2016 01.11.2017
0
0,5
1
1,5
2
2,5
3
3,5
4
4,5
5
Просроченная задолженность, млрд.руб. Доля в кредитах,%
44
   327     
       156   
       
       
 151).       

9).
Рисунок 9 - Уровень просроченной задолженности розничного
сектора за 2014-2017 гг.
       
 7,94%.
        
      
    - 
      ,  . 
      
     
       
     
      
    
1 084
1 084
977
933
8,1
7,9
10,5
9,3
850
900
950
1 000
1 050
1 100
2014 2015 2016 01.11.2017
0
2
4
6
8
10
12
Просроченная задолженность, млрд.руб. Доля в кредитах,%
45
        

       
      

      
 

   
           
        
        

       
  .    
       
       

0).
Рисунок 10 - Факторы, сдерживающие развитие кредитования
 
    
  

   -

  
 
   





,







 




,





46
       
      
        
      
     
  
       

       
      
        
      

2.3. Перспективы развития кредитных операций коммерческих
банков
Аналитическая работа подтверждает, перспективы
деятельности банков зависит от инноваций, использования
новых банковских продуктов и технологических процессов. 
     
      
      
        
 -       
   .     
     .
       

      
47
        
      
      

     
        
      
        
     

      
         
       
    
       
      
      

    -  
      
     

   
         
      
 Bitcoin)      
      
        


Источник: https://baza.diplomsite.ru/previewfile/3542